IRA ACCOUNT

Balance	Dividend Rate	Annual Percentage Yield
	3.00%	3.03%

CHRISTMAS CLUB

Balance	Dividend Rate	Annual Percentage Yield
	TBD%	TBD%

LOANS

Loan Type	Maximum Term	Annual Percentage Rate
SIGNATURE	3 years	8.00%*
	4 years	9.00%*
	5 years	9.00%*
AUTOMOBILE
(New)	3 years	4.25%*
	4 years	4.50%*
	5 years	4.50%*
	6 years	5.50%*
(Used)	3 years	4.25%*
	4 years	4.50%*
	5 years	4.50%*
	6 years	6.50%*
SHARE-SECURED	2 years	2.50% above share dividend rate
	12 years	3.00% above share dividend rate
LINE OF CREDIT OVERDRAFT PROTECTION	varied	10.50%*